The Pritzker administration announced the opening of the Illinois Homeowner Assistance Fund (ILHAF) on Monday. All Rights Reserved. The Illinois Emergency Homeowner Assistance Fund (ILHAF), will give up to $30 thousand in aid per homeowner to curb mortgage delinquencies, defaults and foreclosures. Depending on the program, homeowners may use the funds for expenses such as: Not all programs will cover all of the expenses listed here. <> IHDA has a proven track record over the past decade in providing help to homeowners struggling to pay their housing expenses in the midst of economic strife.. This program data is updated weekly.. First Alert Forecast - Still windy Tuesday with anything form sun to clouds. Eligible homeowners in Illinois who've experienced a financial hardship because of the pandemic can get a portion of the approximately $387 million allocated to the stateup to $30,000 per householdby applying to the Illinois Homeowner Assistance Fund (ILHAF) program. For more program information, you may visit illinoishousinghelp.org. For those looking for a new place to call home, ILHousingSearch.org allows you to search thousands of affordable, subsidized and market rate units throughout Illinois. Many programs began accepting applications in early 2022. ILHAF applicants will see one of these possible status updates during the review process: If you have any questions about one of the above statuses, please contact ILHAF customer relations at 866-454-3571, or send an email to hafquestions@ihda.org. Struggling homeowners will be eligible for up to $30,000 in free assistance to pay past due mortgage payments, property taxes, Check your specific program requirements based on your area. 244 0 obj <>/Filter/FlateDecode/ID[<8D1A90AF9EF81F40AC24A38E3A94834B>]/Index[221 39]/Info 220 0 R/Length 110/Prev 216178/Root 222 0 R/Size 260/Type/XRef/W[1 3 1]>>stream Find your program by visiting this site and selecting the appropriate state, district, or territory on the map. Get InformedAttend an information session hosted by IHDA to learn about the ILHAF application process, program eligibility and other free resources available to help you save your home. You can contact Rock Island Economic Growth Corporation by calling (309)-788-6311 or by visiting their website. JB Pritzker and the Illinois Housing Development Authority (IHDA) said the Illinois Homeowner Assistance Fund (ILHAF) will open on April 11, 2022. hbbd```b``z"g N}`0 To be eligible, homeowners must be at-or-below 80 percent of the Area Median . IHDA developed the Emergency Mortgage Assistance Program (EMA) to support Illinois homeowners unable to pay their mortgages due to a COVID-19 related loss of income. 2 0 obj However, under some circumstances, individual programs may require the money to be repaid. Have household income at or below your states program requirements. 2. Illinois Emergency Homeowner Assistance Fund - HODC La Autoridad de Desarrollo de Vivienda de Illinois est aqu para ayudar. If you have any questions, please contact the ILHAF call center at (866) 454-3571. If you are unsure if something is a scam, contact a HUD-approved housing counseling agency. Your household (or your tenants household) experienced a financial hardship during or due, directly or indirectly, to the coronavirus pandemic. In total, approximately $10 billion will be disbursed to programs across the country. You must confirm that you have experienced a financial hardship after January 21, 2020 and describe the nature of that hardship, such as a job loss, reduction in income, or increased costs due to healthcare or the need to care for a family member. Highs in the low 60s. Delinquent homeowners insurance and/or flood insurance, Mortgage reinstatement or other housing-related costs related to a period of forbearance necessitated by the pandemic, Delinquent Homeowner/Condominium/Co-Op Association fees. Find a housing counselor near you. I implore homeowners behind on their mortgage to take the necessary steps to ensure they are eligible to apply for help through ILHAF, said State Rep. Lindsey LaPointe (D-Chicago). PDF Pritzker Administration Provides $15.3 Million in Home Improvement Grants Illinois Emergency Homeowner Assistance Fund Is Not Accepting You will needthese documentsduring the application process. Have questions about Illinois rental, mortgage, utility, or eviction prevention legal aid? *Applications past initial review and going through additional processing such as Quality Control (QC), duplication of benefits, supervisory review, etc. This program has some income-related restrictions on which homeowners will qualify to receive funding. The programs goal is to prevent: The HAF program available to you will depend on your area. The program's goal is to prevent: Mortgage issues like delinquencies, defaults, or foreclosures; Loss of power services or other home utilities Provider agencies will help you determine eligibility, walk you through the application process, and help you submit your application. The ILHAF application process and program eligibility, Other free resources available to you, including housing counseling and legal aid, Mortgage reinstatement or other housing-related costs related to a period of forbearance necessitated by the pandemic, Delinquent homeowners insurance and/or flood insurance, Delinquent Homeowner/Condominium/Co-Op Association fees, Homeowners with household incomes less than 150% of the Area Median Income, Homeowners who own and occupy their property as their primary residence. Do I have other options if I am not approved for HAF? This program has some income-related restrictions on which homeowners will qualify to receive funding. %%EOF Available in English and Spanish. COVID-19 Resources Related to Housing & Homelessness {%uqb.hON>Nf. Gov. Available in English and Spanish. Pritzker Administration Announces Up to $30,000 in Housing - NCSHA Single Family Housing Repair Loans & Grants in Illinois Proof of citizenship is not required to apply and ILRPP assistance is a grant that does NOT have to be repaid.Find out if youre eligible for emergency rental assistance below.Help prevent suspected fraud for IHDAs Rental Payment Program to ensure emergency rental assistance is received by Illinois households in need. Contact a Housing Stability Service Provider NearYou. According to a press release from the Illinois Housing Development Authority (IHDA). We are getting to the end of the pandemic, but there are still a lot of families that are still experiencing the after-effects and want to get caught up on their bills and this program is good timing because people are now able to move forward and get caught up on their mortgage and get on with life, said James Jones, Housing Manager at Rock Island Economic Growth Corporation, Sometimes you can get behind on your budget in life and that happens to a lot of families here in the Quad Cities and the surrounding area and so the need is basically understanding where you are and where you want to be when it comes to your finances.. Services are also available in American Sign Language for individuals who are Deaf, Deaf-Blind, and hard of hearing. In most cases, if you are approved, money will be sent directly to your mortgage servicer, utility company, or contractor making repairs, if they participate in the HAF program. Get StartedReview the Acceptable Documentation list Acceptable Documentation list and be prepared to provide all required documents. 2022 Illinois Housing Development Authority. hb```qB eaM! CGXe`cR q(+GP Iy\GC)C2 S+8{ jD? Homeowners who are at least 30 days late on their mortgage or property tax payments. For any other questions, see additional details below or contact a HUD-approved housing counseling agency. Actualmente, el estado de Illinois est aceptando solicitudes de propietarios de viviendas para ayuda financiera de hasta $60,000 para eliminar o reducir los pagos atrasados de hipotecas e impuestos sobre la propiedad. Your (or your tenants) household income is at or below the limit for your county. They can help guide you through the application process. You are encouraged to apply as soon as possible. 221 0 obj <> endobj Here's How to Apply Those in areas that have been disproportionately impacted by the pandemic will be prioritized, according to. Apply for assistance for your primary residence. Homeowners who have fallen behind on mortgage payments and related housing expenses during the COVID-19 pandemic can apply for assistance through the Illinois Homeowner Assistance Fund (ILHAF). The Illinois Homeowner Assistance Fund (ILHAF) will launch on Tuesday, Nov. 1 and will provide up to $30,000 in mortgage assistance to eligible homeowners paid directly to the. Do I have to pay back the money I receive? Please tag us when you do, using the handles below. The Illinois Housing Development Authority is here to help. Applications will be accepted beginning Monday, Dec. 6 through Sunday, Jan. 9, 2022. PROGRAM DESIGN ELEMENT #1: Mortgage Reinstatement Program . Depending on your area, some programs may not have enough money to help every applicant. Homeowner Assistance Fund (HAF) Income Limits are used for determining eligibility for HAF funds. Be careful to avoid scammers who engage in these practices. If you own your home and are behind on your mortgage or taxes because of COVID-19, you may be eligible to receive up to $60,000 from the Illinois Emergency Homeowner Assistance Fund. HODCs mission is to develop, manage and preserve housing that is affordable to low- and moderate-income households primarily in Chicagos northern suburbs. The ILHAF Call Center will be open from 8 a.m. to 5 p.m. Financial Literacy and Pre-Purchase Counseling, Next Generation Capacity Building for BIPOC Developers, Housing for Justice Involved Individuals (HJIIP) Program, Illinois Court-Based Rental Assistance Program, 2022 Illinois Rental Payment Program Fact Book, Illinois Emergency Homeowner Assistance Fund (ILHAF), The Illinois Homeowner Assistance Fund (ILHAF) program is now accepting applications for assistance. As a requirement of the application for ILHAF, homeowners will be required to contact their mortgage servicer or a HUD-certified housing counseling agency to discuss loss mitigation options before they are eligible to receive assistance. We receive phone calls constantly about people who are in need of housing assistance whether it be on the rental side of the homeownership side. Eligible households can apply to receive as . Find Your Servicer To See What You Qualify For, Protections for Reverse Mortgage Borrowers, contact a HUD-approved housing counseling agency, Learn about some potential options for making up missed mortgage payments, Mortgage issues like delinquencies, defaults, or foreclosures, Loss of power services or other home utilities, Homeowners being displaced and losing the ability to live in their home. If approved, homeowners will receive a grant for up to $15,000 to Application information can be found on the IDHS website, here. Known as the Homeowner Assistance Fund, or HAF, this money would be split among U.S. states, territories and tribal governments, with each creating its own program for distributing the money. Applications will be accepted starting November 1, 2022. Illinois has received approval from the U.S. Department of the Treasury on its Illinois Homeowner Assistance Fund (ILHAF) program to provide assistance to Illinois homeowners who have struggled to pay their mortgage due to COVID-19. Oops! To learn more visit IllinoisHousingHelp.org. Eviction Help Illinois provides renters with free eviction prevention assistance. Lawmakers announced the relief program for homeowners affected by the pandemic in February. Those interested can apply through the end of January 2023. You dont have to pay anyone to help you avoid foreclosure. Illinois homeowners could receive up to $30K in mortgage relief Are you at risk of losing your home? 111 E. Wacker Dr.,Suite 1000Chicago, IL 60601. Need help getting caught up on your mortgage payments? Illinois Emergency Homeowner Assistance Fund (ILHAF) | IHDA Discover the emergency assistance programs available to you by multiple state agencies including: the Illinois Housing Development Authority (IHDA), the Illinois Department of Human Services (IDHS) and the Department of Commerce and Economic Opportunity (DCEO). Topics will include: Webinars will be offered in English and Spanish. The goal of the program is to . The state of Illinois is currently accepting applications from homeowners for grants of up to $60,000 to eliminate or reduce past-due mortgage and property tax payments. Website by. To qualify, applicants need to have experienced financial hardship due to COVID after Jan. 21, 2020 and be at least 30 days behind in their house payment. A HUD Certified Housing Counselor can assist you with the application process. 1. Homeowners who have experienced a financial hardship directly related to COVID-19 that began, continued, or worsened after January 21, 2020. ILHAF - Illinois Housing Help The Illinois Homeowner Assistance Fund (ILHAF) is a federally funded program dedicated to assisting homeowners who are at risk of default, foreclosure, or displacement as result of a financial hardship caused by the COVID-19 pandemic. If you are a Native Hawaiian, you can find more information on the Department of Hawaiian Home Lands mortgage relief program website . To be eligible for ILRPP, applicants must meet the following minimumrequirements: Low Income Home Energy Assistance Program. The state is currently accepting applications for ILHAF assistance. To learn about your program, visit this site and select the appropriate state, district, or territory on the map. Homeowners with household incomes less than 150% of the Area's Median Income. Yes, if you have been approved for HAF funds but are having difficulty with your servicer accepting the payment, you can submit a complaint online. This is something that we assisted with in 2020 with an emergency mortgage assistance so we anticipate a lot of people in need. 111 E. Wacker Dr.,Suite 1000Chicago, IL 60601, The ILHAF team is currently reviewing and processing applications for assistance. If you own your home and are behind on your mortgage or taxes because of COVID-19, you may be eligible to receive up to $60,000 from the Illinois Emergency Homeowner Assistance Fund. Struggling homeowners are federally required to look for other relief options before they are eligible to apply for this assistance. {6E~Qj=zrPO_WtgO/&wEuv\N^DdUq ].b,9vU>lZ>eOvxw-vRrXd aao`u,a.a? This program will help to combat the economic stress brought on by the pandemic and provide relief to thousands of families, says Lt. Criteria Terms Brief description . These sessions will provide a road map for you to follow to make the application process more efficient. The application period runs from April 11th through May 31st, 2022. Illinois residents with a household income that does not exceed an amount determined annually by DCEO are eligible. Find out the status of your LIHEAP application. See below for information on the rent, mortgage, utility, and legal assistance programs currentlyavailable. Mortgage Resource Toolkit Est en riesgo de perder su casa? check your programs income requirements before applying, To learn about your program, visit this site, find more information on the Department of Hawaiian Home Lands mortgage relief program website. The ILHAF team is currently reviewing and processing applications for assistance. The Illinois Rental Payment Program is now closed for new application. Check the status of your application. The funding can also be used for delinquent property taxes, homeowner's insurance, condominium or homeowner association fees and mobile home lot rent. Something went wrong while submitting the form. The Illinois Homeowner Assistance Fund Program provides direct financial assistance for homeowners who are having a hard time paying their housing expenses because they were impacted by COVID-19. Descubra cmo puede recibir asistencia federal para ponerse al da con los pagos de su hipoteca. Information about COVID-19 from the White House Coronavirus Task Force in conjunction with CDC, HHS, and other agency stakeholders.Visit coronavirus.gov, Information on what the U.S. Government is doing in response to COVID-19.Visit usa.gov (English) Visit usa.gov (Spanish), Explore guides to help you plan for big financial goals, Check if the program in your area is accepting applications. If you have not been approved, you can instead try to get in contact with a representative from your local HAF program who can explain why you did not meet their eligibility criteria. Check this page for links and instructions to attend sessions at the dates below: Below are current and cumulative statistics for the Illinois Homeowner Assistance Fund. Oops! Click here to find the income limits for your county. The Illinois Homeowner Assistance Fund (ILHAF) provides up to $60,000 in mortgage assistance to eligible homeowners paid directly to the servicer, taxing body or other approved entity. Governor Juliana Stratton. Scammers will sometimes use websites that look similar to official government websites to trick consumers. All Rights Reserved. The state is now accepting applications from homeowners for grants of up to $60,000 to eliminate or reduce past-due mortgage and property tax payments. We'll email you about the latest updates for the Illinois Mortgage Assistance as they become available. The Low Income Home Energy Assistance Program (LIHEAP), administered by the Illinois Department of Commerce and Economic Opportunity (DCEO), helps eligible low-income households pay for home energy services (primarily heating during winter months). The Illinois Homeowner Assistance Fund (ILHAF) provides up to $60,000 in mortgage assistance to eligible homeowners paid directly to the servicer, taxing body or other approved entity. Other government agencies, such as FHA, VA, and USDA, strongly encourage servicers to pause the foreclosure process once they have been notified that a borrower has applied for HAF or been approved for assistance but do not require it. Toll Free: Proof of citizenship is not required to apply and ILRPP assistance is a grant that does NOT have to be repaid. To qualify, applicants must have experienced a financial hardship due to the COVID-19 pandemic after Jan. 21, 2020 and must currently own and occupy their home in Illinois as their primary residence. Choose from the following social media posts to share on your platforms. If you have already submitted an application, you may check your status by logging into your ILHAF account here. To find out if youre eligible and get prepared visit. Application submission does not guarantee you will receive financial assistance. The Homeowner Assistance Fund was established by the American Rescue Plan Act to help homeowners who have been financially impacted by COVID-19 with certain housing-related costs. Copyright 2022 KWQC. 3 0 obj The following documents are required to apply for ILHAFassistance: Funds from the program will go directly to the servicer, taxing body or other approved entity on behalf of Illinois homeowners.
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